Why can a profitable business still run short of cash?

Download the free cashflow checklist
  • Trade business owner reviewing cash flow

    Sales aren’t cash yet

    Revenue can look healthy while unpaid invoices leave cash sitting with customers.

  • Bills come before payment

    Payroll, tax and suppliers may fall due before customer payments arrive.

  • Growth needs cash upfront

    New work often needs materials and wages before the additional cash arrives.

  • Rising costs reduce margins

    If prices do not keep pace with rising costs, each job contributes less cash.

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Download the free cashflow checklist

Turn cashflow pressure into a clear weekly plan

Tidal helps you understand what is coming, identify pressure early, and make practical decisions before cash gets tight.

We work with you to:

  • Build a clear 13-week view of expected cash
  • Identify where receipts, commitments, growth, or margins are creating pressure
  • Set practical weekly priorities and monitor what changes
Book a cashflow conversation

Choose the support that fits where you're at

  • Cashflow Reset

    Have a forecast that is out of date or hard to trust? We review what you have, fix what is not working and update it with your current figures.

    How Reset works → 

  • Cashflow Forecast Build

    Starting from scratch? We build a 13-week rolling forecast for your business, so you can see cash gaps weeks before they happen.

    How Forecast Build works → 
  • Trade business owner reviewing ongoing cash flow with Tidal Cashflow Advisory

    Cashflow Partner

    Want ongoing support? Each month we update your forecast with you and agree practical actions for the weeks ahead.

    How Partner works → 
Not sure which fits? Book a free cashflow conversation
  • 13-Week Cashflow Forecast Kit – Excel template, worked example and guide.
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Prefer to do it yourself? 

13-Week Cashflow Forecast Kit

$47.00 AUD
$47.00 AUD
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Taxes included. Shipping calculated at checkout.

The same 13-week forecast we use with clients, set up for trade businesses. It comes with an Excel template, a fully worked example, and a plain-English guide. Instant download.

Want it done for you? Book a cashflow conversation.

View full details

 Why work with Tidal 

  • Built for trade and project businesses

    Progress claims, retentions, subbies, and the BAS. We focus on where cash gets stuck in businesses like yours.

  • Works alongside your bookkeeper 

    We use the numbers your bookkeeper or accountant already keeps to build a forward view. No need to change who you work with.

  • A clear quote before any work starts

    Every engagement starts with a discovery call and a clear quote, so you know the cost before you decide.

  • Plain English, practical actions

    No jargon. You get a forecast you can read and a short list of actions for the weeks ahead.

Frequently Asked Questions

What's the difference between Cashflow Reset and Cashflow Forecast Build?

Reset is for businesses that already have a forecast or spreadsheet, but it's gone stale, broken, or you've stopped trusting it — we review and rebuild what you've got. Forecast Build is for businesses starting from nothing — we build a complete 13-week forecast from the ground up.

I don't have my numbers organised — can I still do this?

Yes. Most clients come to us without a tidy spreadsheet. We'll tell you exactly what to send through after you book, and we do the organising from there.

How is this different from what my bookkeeper or accountant does?

Bookkeeping and accounting mostly record what's already happened. We use that information to build a forward-looking view — what's coming in the next 13 weeks, where the pressure points are, and what to do about them before they hit. We're not a replacement for your bookkeeper or accountant, and we work alongside them, not instead of them.

Do you offer refunds?

If you cancel a Reset or Forecast Build before we've started work, you'll receive a full refund. Once work begins, the fee is non-refundable because we've committed time to your project. Cashflow Partner can be cancelled at any time with 14 days' written notice.

Are you a licensed financial adviser?

No — Tidal Cashflow Advisory is not a registered tax agent, BAS agent, financial adviser, or AFSL holder, and nothing we provide is formal accounting, tax, legal or licensed financial advice. For decisions that need that kind of advice, we recommend speaking with an appropriately licensed professional alongside working with us.

Ready to see your next 13 weeks?

Book a free, no-obligation conversation and find out where your cashflow is headed.

Book a cashflow conversation

Cashflow guides to help you plan ahead

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